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Deposit

 

deposito

          WHO’S AFRAID

          Comfortable feeling, Safe Money For The Future

 

          What is Deposits

          Deposits is public funds placed in banks with a certain period of time, i.e.

          one month, three months, six months and twelve months

 

          Is deposit in Bank profitable?

          Deposit in banks is a profitable means of saving money because:

          -   it can start from a minimum of IDR 8,000,000

          -   the Deposit interest is generally more attractive

          -   it has a certain period of time in accordance with the agreement, so that it can avoid  the use of unplanned fund

          -   Bank deposits are also guaranteed by the Deposit Insurance Agency (LPS), in accordance with applicable terms and conditions.

 

          Is it difficult to open a deposit at the Bank?

          Opening deposits in the Bank is very simple and easy, that is:

          -   Prepare a copy of personal identification card

          -   Fill in the application form of Deposit opening

          -   Specify the desired term

          -   Prepare the amount of money that will be saved

 

          What more benefits that can be gained from depositing money in the bank?

          -   Your money is safe from pickpockets, muggers, thieves, robbers

          -   Earning additional income from Deposits interest

          -   Can be used as collateral

          -   Term of the Deposits can be tailored to the plan of needs.

          -   By placing Deposits funds in bank, it means you help to build your own area.

 

          What should be considered when depositing money in the bank?

          -   Ask how much is the interest rate that is guaranteed by the Deposit Insurance Agency (LPS)

          -   Do not be tempted by interest rates above guarantee interest rates, as it will cause your deposits are not  guaranteed by the Deposit Insurance Agency (LPS)

          -   Ask for proof of Deposits placement in the form of a deposit certificate, including the extension time

          -   Make sure that the deposit certificate is completed with the stamp duty

          -   Make sure the deposit certificate has been signed by the Bank’s officer

          -   Make sure the deposit certificate has been stamped with the Bank’s stamp

          -   Make sure the name and address indicated on deposit certificate are in accordance with your name and address

          -   Make sure the placement period indicated on the deposit certificate are in accordance with the agreement

          -   Make sure the interest rate indicated on the deposit certificate are in accordance with the agreement

          -   Make sure you disburse the fund at the time of maturity, disbursement before maturity might cause penalty.

 

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